Better Banking (2.0)

Ammunition's work for Wells Fargo ATMs

I have talked about banking before, and talked about bank related online interfaces, and I think in both cases I have expressed a number of negative emotions. Either way, I was looking over an interesting little design company's website and I came across this image thinking it was their work for a bank website. I realised it was actually for an ATM and became saddened because for a brief moment I thought someone might have actually had some good ideas about web banking. As a reaction I thought perhaps this was a seed for a development process.

So far I like the ideals of simplicity and clarity and I think that online things are perceived as fast and that it is an important aspect of the whole issue of modern banking. More than this however I think data is one of the most relevant things when sitting at a computer so I think providing a lot of really useful data visualisations would be great. Lastly, money needs to have tight security however there are some imaginable instances when some of the more social aspects of the web could come to play. Not sure how yet. We will see.

More to come I hope. Comments and suggestions are encouraged.

Projecting Costs for Mint

I think it would be really great if Mint let you project costs for things as this would essentially let you make a full budget. I also think there should be a little more in the way of consolidation and a manual input so you can input expenditure that has not appeared independently. One feature of forecasting would be that Mint could automatically consolidate actual earnings with expected earnings, when your bank sends the info out. 

All in all I think Mint now does something that is not that useful in a way that is not that great. It is a good idea as a product but I think it needs a bit more energy and a more features to really push in this market.